Mannjal - Co-Lending and BC Programs Reimagined

We partner with

Originators | NBFCs | Banks

Supply chain financing programs & Co-lending programs

Partnership set up and capital support

We onboard lenders to bring in ongoing supply of finance to the partnership and also support originators with Non-Dilutive capital

End to end compliant technology stack

We will provide a scalable & audit ready tech stack focused on co-lending and BC partnerships

Credit and Ops resources for TATs

We will invest in people & processes on behalf of originators, to get borrower files moving, decisioned and disbursed within predefined turnaround times

positive impact in priority sector lending ecosystem

Originators

Scale AUM faster with improved sanction-disbursal TATs and a larger basket of credit products, while exponentially improving return on equity

Lenders / Co-lenders

Diversified asset pool and access to high quality MSME, Agri and affordable housing borrowers across secured & unsecured products, via one single integration

MSME, agri & affordable housing borrowers

Improved access to more relevant credit products at lower cost of capital via originators, and quick decisioning on loan applications

Mannjal's product solves for TRUST

between Originator and Lender systems & processes

Credit

Build Trust between two separate credit teams by

Harmonizing risk policies
Program management for faster TATs and greater throughput

Operations

Build Trust between two separate operations teams by

Ensuring adherence to documentation checklists
Program management for faster TATs with compliance

Reconciliation

Build Trust between two separate finance teams by

Ensuring daily, weekly and monthly reconciliation
Avoiding Invoice mismatch and assure revenue

Regulatory

Build Trust by

Adherence to RBI co-lending guidelines
Support any ongoing audit with segregated data

Technology & Analytics

A fit for purpose Co-lending Management System (CLMS) and business-credit-operations rules engines

Capital Support

Non-dilutive capital support

Our Team

We are a team of fintech veterans united by a vision to enable credit for millions of MSMEs and Agri entrepreneurs

Prashant Adurty

Cofounder | Growth & Finance

Ex-COO of payments company

Payments, supply chain and business development expertise

Stanford University & London School of Economics

Aman Bhargava

Cofounder | Credit & Operations

Ex-CEO of NBFC

Co-lending, treasury and risk management expertise

Georgia Tech

Harshit Lingamneni

Cofounder | Product & Technology

Ex-CTO of payments platform

Fintech architecture and product management expertise

Major Investors

Who have backed us

Connect with us

Whether you are an originator, lender or someone who is interested in our mission and want to know more..

Drop us a line on [email protected]

Terms & Conditions

CO-LENDING AND BC PROGRAMS

REIMAGINED